08:30   Registration

09:30   Session 1: An Overview Of The Ukrainian Banking Sector – Views Of The Government, IFIs And The Banking Community

• Highlighting key priority measures of the National Bank of Ukraine to ensure macroeconomic stability and growth and to continue and complete banking reform
• Key macroeconomic indicators and their significance for the banking sector. Focus on interest rates, exchange rate flexibility and inflation targeting
• How far and how soon is the government looking to lower its presence in the banking sector?
• The involvement of the International Financial Institutions in the evolution of the sector. Progress report
• Is consolidation of the Ukrainian banking landscape complete?
• EU candidacy as an institutional anchor to guide regulatory alignment
• Strengthening Ukraine’s banking sector as an essential part of the post-war reconstruction and development effort
• Designing a centralised mechanism for resolving non-performing loans

11:00   Morning refreshments

11:30   Session 2: Case Studies Of Operational Excellence And Profitability From Key Market Participants

• How technological and operational advances have raised levels of productivity and efficiency and lowered operating costs
• How Covid and then war sped up banks’ digitalisation and understanding of client risk
• Raising levels of customer service as customers’ requirements and habits evolve and identifying new innovative products to gain market share
• What are the main growth segments in the retail banking environment?
• Charting the growth of digital banking and cashless transactions
• What are the forecasts for corporate and household lending for the year to come?
• Has the government’s Affordable Mortgage programme sparked growth in mortgage lending?

13:00   Lunch

14:00   Session 3: Case Studies And Progress Report On The Development Strategies Of The State-owned Banks

• Is the government remaining on track to lower the state’s share of the banking system and can the privatisation of state-owned banks be started before the end of the war?
• What are the most credible mechanisms for transferring the state-owned banks to private ownership? Privatisation, IPOs, Trade sales
• What is the timeline for the NBU’s audit of state-owned banks’ updated strategies and financial performance?
• Progress in corporate governance, strategic vision and preparations to attract private investment
• Update on the IFC and Ukrgasbank’s cooperation on the way to privatisation.
• Outlining the work between the EBRD and Oschadbank to commercialise the bank and prepare it to attract a robust investor
• Ukrposhta’s move into financial services. Bringing banking to underserved rural communities vs further increasing the state’s presence in the sector
• What practical steps can be implemented to strengthen the role and status of independent supervisory boards at the state-owned banks?

15:30   Afternoon refreshments

16:00   Session 4: Panel Discussion – Traditional Banks, Neobanks And Fintech. Who Will Ultimately Be The Winners And Losers?

• Banks and fintech – competition, cooperation or a mix of both?
• Who stands to gain the greater market share in the near future?
• Are the banks adapting their business models enough to become more dynamic and responsive and less rigid and bureaucratic?
• To what extent is the growth in popularity of digital banking driving innovation, efficiency and profitability in the sector
• What new products and services are being launched on the market?
• The growing role of AI in powering digital banking models
• Case studies of fast-paced cloud migration by the Ukrainian banking sector
• Is the Ukrainian banking regulatory regime keeping pace with the digitalisation of the sector?

17:30   Evening reception